Two income sources. One unified growth system.

MF Capital builds value by allocating capital into real estate and agriculture.

Multichannel returns

Most holding companies spread too thin: chasing trends, overpaying for growth, sacrificing quality for quantity. We don’t.

Each pillar follows three principles:

01

Tangible assets with verifiable intrinsic value

02

Cash flow generation from day one

03

Strategic positioning in sectors with long-term tailwinds

The foundation of predictable wealth
41,000 m² of Prime Bucharest Assets: Not promises. Not blueprints. Buildings generating rent today.

Why real estate anchors your returns:

Inflation protection built in: Lease contracts tied to CPI—your income rises automatically

Tangible collateral: Banks lend against it. Investors trust it. Markets value it.

Urban growth multiplier: Bucharest’s expansion increases asset values without additional capital

The portfolio

Campus Est

3,800 m²

of Class A office space

100%

occupancy with institutional tenants

Long-term leases

ensuring revenue stability

Strategic location

Bucharest's growing business corridor

Current status

Fully operational, generating predictable monthly income

Campus Est

3,800 m²

of Class A office space

100%

occupancy with institutional tenants

Long-term leases

ensuring revenue stability

Strategic location

Bucharest's growing business corridor

Current status

Fully operational, generating predictable monthly income

Popa Lazăr & Pantelimon

€6M reconversion investment

(Q3 2026 completion)

High-demand urban locations

with transportation access

Pre-leasing negotiations

already underway

Projected ROI

12–18% upon stabilization

Current status

Active development, tenant pipeline building

Popa Lazăr & Pantelimon

€6M reconversion investment

(Q3 2026 completion)

High-demand urban locations

with transportation access

Pre-leasing negotiations

already underway

Projected ROI

12–18% upon stabilization

Current status

Active development, tenant pipeline building

The real estate arbitrage:

55%

Today’s valuation: Reflects 55% portfolio occupancy

85%

24-month target: 85%+ occupancy (€4.3M additional annual revenue)

75%

12-month target: 75% occupancy (€2.1M additional annual revenue)

Entry

Your entry point: Before the market reprices the portfolio at full occupancy

The asset class institutions never sell 1,550 Hectares of Romanian Chernozem: The world’s most fertile soil. The asset they’re literally not making more of.

Why farmland is the ultimate long-term hold:

Fixed supply, growing demand: 8 billion people need to eat. Arable land is finite.

Dual return profile: Annual crop yields + land appreciation

Crisis-resistant: Food production doesn’t stop during recessions

Inflation hedge: Commodity prices rise with inflation, protecting real returns

The holdings:

65%

Direct ownership: 65% of portfolio

1,007 hectares under full MF Capital control

Zero lease dependencies — we own the land outright

Chernozem soil — among the world’s most productive

Strategic location: Romania’s prime agricultural belt

Annual yield: 10–15% from crop production alone

Land appreciation: 3–7% annually (historical average)

35%

Strategic partnerships: 35% expansion Vector

543 hectares via operational partnerships

Risk-sharing model with established agricultural operators

Market access without capital intensity

Scalability path for future expansion

Itagra Bio Terra

Future pipeline: Itagra Bio Terra

Bioenergy integration: Converting agricultural waste to energy

Vertical integration: From crop to renewable fuel

EU subsidy alignment: CAP funding + green energy incentives

Revenue diversification: Energy sales + agricultural income

Mandated growth. Guaranteed demand.
We don’t just talk ESG. We own the infrastructure.

Why energy is non-negotiable:

This isn’t about being “green.” It’s about:

Regulatory inevitability: EU mandates require carbon neutrality by 2050

Cost eduction: Self-generated power = lower OpEx across all divisions

Revenue diversification: Sell excess capacity back to the grid

Asset appreciation: Energy infrastructure valuations rising with policy support

Assets:

Photovoltaic parks (operational)

Proprietary solar installations generating electricity today

Long-term PPAs (Power Purchase Agreements) with fixed rates

Stable cash flow unaffected by market volatility

Scalable model: Proven ROI, replicable across portfolio

Current productioon: [X] MWh annually

Grid sales revenue: Predictable, contracted income

Cost savings: Reduced energy expenses across real estate portfolio

Energy-positive real estate

Smart building technology reducing consumption by 20–30%

On-site generation covering operational demand

Net metering benefits monetizing excess production

Tenant value proposition: Lower utility costs = higher occupancy

Future expansion: bioenergy integration

Agricultural waste-to-energy via Itagra Bio Terra

Circular economy model: Crops produce food and fuel

EU funding eligible: CAP subsidies + renewable energy grants

Vertical integration: Controlling the full value chain

Premium experiences. Predictable cash flow.
High-end destinations that deliver both yield and appreciation

Why tourism works in a diversified portfolio:

Seasonal predictability: High-season demand is consistent and forecastable

Recession-resistant segment: Luxury travel rebounds faster than economy

Recession-resistant segment: Luxury travel rebounds faster than economy

Exit optionality: REIT consolidation + premium buyers = multiple exit strategies

The approach:

We acquire proven destinations with:

Established customer base and brand recognition

Prime locations with natural barriers to competition

Operational infrastructure already in place

Stable historical cash flow demonstrating demand

Revenue predictability:

High season: 70–80% occupancy with premium pricing

Shoulder season: 40–50% occupancy with promotional rates

Low season: Corporate events, group bookings, maintenance

Annual Average: 60–65% occupancy with strong margin profile

How the pillars will work together

Real Estate + Energy

Agriculture + Energy

Real Estate + Tourism

Agriculture + Tourism

Unified multi-sector portfolio management

MF Capital’s structure is built on disciplined allocation to real assets, designed to provide stability and long-term growth.

The portfolio consists of assets that:

This is the foundation on which MF Capital builds its performance.

Measurable growth. Predictable performance.

55%

The current valuation reflects an occupancy rate of 55%.

As occupancy increases, the revenue structure becomes more predictable and operational performance improves.